Global Virtual Accounts
Dedicated IBANs (SEPA), US Accounts (ACH), Mexico (SPEI), and Brazil (PIX).
Launch your fintech product with our unified API. Virtual accounts, automated KYC/KYB, and seamless USDC settlement.
(EUR/USD/MXN)
(USDC, USDT, BTC, DAI)
Use Cases
Instantly receive and convert in USD, EUR, MXN, BRL, and GBP natively for your users.
Real-time exchange with deep liquidity and institutional-grade spreads.
Fully customizable physical and virtual cards under your own brand.
Total Balance
$124,500.00
Programmable custodial wallets and automated forwarding logic.
Hybrid Infrastructure
A single integration to access local payment systems in multiple regions.
Dedicated IBANs (SEPA), US Accounts (ACH), Mexico (SPEI), and Brazil (PIX).
Virtual USD accounts connected to ACH and Fedwire networks. Easing collections and payouts in the US market.
Direct access to SPEI (Mexico) and PIX (Brazil) for instant local currency settlement with automatic conversion.
For Developers
Single standardized REST-like JSON API for all money movements.
Predictable design with clear resources and conventions.
Instant notifications for every vital event.
Full audit logs with detailed information.
const response = await fetch(
'https://api.bridflow.com/virtual-accounts/v1',
{
method: 'POST',
headers: {
'Content-Type': 'application/json'
},
body: JSON.stringify({
accountId: '',
collaboratorAccountId: null,
type: 'Undefined',
destination: {
paymentRail: 'Ach',
currency: 'Dai',
toAddress: null,
toAppWalletId: null,
toExternalAccountId: null,
blockchainMemo: null
}
})
}
);
// Response
const data = await response.json();
console.log(data);Pricing / ROI
Discover how much time and resources you can save by consolidating your financial infrastructure in a single API.
Estimated impact
Accelerate your time-to-market with our turnkey integration.
* Indicative values. Contact sales for a detailed operational analysis.
FAQ
Every incoming fiat payment (SEPA, SPEI, PIX, ACH) is automatically settled in USDC in the client's custodial wallet. The process takes under 2.5 seconds and can be configured to send funds to an on-chain address or hold them in custody.
Yes. Bridflow is a technology and integration layer: it does not provide regulatory licenses nor acts as a regulated entity. To operate, you need to do so under your own licenses or through regulated partners (bank/EMI/PSP) depending on the jurisdiction. We provide the technical infrastructure (API, webhooks, tools) to connect and implement the product.
Activation is immediate. A developer can make their first flow (e.g. creating a virtual account) in ~5 minutes. For a functional backend integration we usually estimate ~1 week from the time the team has access. Front-end time depends on the product and the client's team. For enterprise deployments with full flows, compliance, testing, and production launch, the typical range is ~6-8 weeks.
Bridflow can be used from practically any country, provided the client and end users are not on sanctions or high-risk lists (e.g. OFAC or other applicable lists) and meet compliance requirements. Currently, available currencies are: USD, EUR, GBP, MXN, and BRL.
Each environment receives unique API keys with granular permissions (read, write, admin). We support IP allowlists, certificate-signed webhooks, and full log auditing for every action.
Start today
Access the API, read the docs, and launch your first payment in minutes. No manual approval or initial commitments.