FINTECH INFRASTRUCTURE

Launch your Neobank in weeks, not years.

Issue European (IBAN) and American (ACH) virtual accounts, automate institutional KYC/KYB, and unify the ledger in a single API. Reduce your time-to-market and engineering costs.

description Developer Hub

From banking chaos to the Bridflow Standard

Compare the legacy model with the way we do things today.

The traditional problem
  • Multiple providers, multiple contracts
  • Months of integration and due diligence
  • Distributed regulatory risk without clear ownership
  • Data silos: consolidated ledger is impossible
  • Fragmented support — nobody takes full responsibility
The Bridflow standard
  • 1 single contract, 1 dedicated account manager
  • 1 single API — unified fiat, crypto, and compliance
  • KYC/KYB integrated with Sumsub and async orchestration
  • Unified ledger: total visibility in real time
  • Guaranteed technical SLA with dedicated engineering support
Core Architecture

Everything your Neobank needs, in a single stack

Three infrastructure pillars that eliminate weeks of integration and give you total control over operations.

Account Issuance (Fiat)

Issue European IBANs and American ACH accounts under a single endpoint. Each account is a segregated entity with a unique IBAN, providing access to SEPA Instant and Fedwire.

  • European IBAN (SEPA Instant)
  • ACH / Fedwire (USA)
  • Segregated funds per account
  • Real-time ledger webhooks

Unified Compliance

Asynchronous KYC/KYB orchestration with the provider of your choice. A single status webhook, avoiding the need to manage multiple identity verification providers.

  • KYC/KYB with provider
  • Automatic AML screening
  • Asynchronous webhook flow
  • Pre-built regulatory documentation

USDC Auto-Settlement

Instant backend conversion from fiat to USDC. Eliminates FX risk and custody work for your team. Ideal for remittances and cross-border payments.

  • Automatic EUR → USDC conversion
  • Settlement in <2.5 seconds
  • No FX risk for the operator
  • On-chain auditability

Real results in production

These are not marketing estimates. They are figures from clients in production with Bridflow over the last 12 months.

0%

Reduction in development costs

Compared to the traditional integration model with multiple providers.

0.0s

Settlement latency

Average in production for USDC settlement under real network conditions.

0+

Operable countries from Day 1

Global coverage: operate in any country not included in international sanctions lists.

Frequently asked questions

Direct answers for technical and business teams.

Each issued virtual account has its funds completely segregated in a main collective account. Client money is never mixed with Bridflow's operating assets, complying with PSD2 fund safeguarding regulations.

Bridflow is a technology and integration layer: it does not provide regulatory licenses nor does it act as a regulated entity. To operate, you need to do so under your own licenses or through regulated partners (bank/EMI/PSP) depending on the jurisdiction. We provide the technical infrastructure (API, webhooks, tools) to connect and implement the product.

Standard integration takes between 2 and 4 weeks. Bridflow offers SDKs in Node.js, Python, and Go, plus a Quickstart guide that allows you to issue your first virtual account in under 30 minutes.

The banking infrastructure you were looking for.

Schedule a technical demo today and see how to issue your first virtual account in under 30 minutes.

Developer Hub
No long-term commitment
Engineering support included
GDPR & DORA compliant