Europe
EUR
- Instant settlement
- European IBAN
- Up to €100,000/tx
Direct access to local banking rails (SEPA, ACH, SPEI, PIX) with real-time currency conversion and settlement in under 2.5 seconds. No intermediaries.
Total transparency. Our simulator replicates the logic of the QUERY /conversions endpoint in real-time.
Bridflow explicitly breaks down every cost component before you execute the movement. No hidden fees.
Fixed BaseFee
Fixed fee of €0.35 per transaction regardless of volume, to cover access costs to local rails.
Variable PercentageFee
Only 0.10% on the transferred capital. The most competitive model in the market for B2B volumes.
Mid-market rate conversion
The applied exchange rate is the real-time interbank market rate. No hidden spread.
We connect your business with the native payment systems of each market, removing the friction from international payments.
Europe
EUR
United States
USD
Mexico
MXN
Brazil
BRL
United Kingdom
GBP
More corridors
...
Need a specific corridor? Let's talk →
Marketplaces with international sellers lose up to 3% margin in opaque conversions and settlement delays. Bridflow centralizes all outbound payments through a single endpoint, with local rails in SEPA, ACH, SPEI and PIX.
reduction in settlement cost
with Bridflow Cross-Border
Bridflow operates under the highest security and international compliance standards, so your business can grow without regulatory risks.
SOC 2 Type II
Annual independent audit of operational security controls.
ISO 27001
Certified Information Security Management System.
PSD2 & MiCA
Compliance with European payment and crypto services regulation.
AML / KYC
Anti-money laundering engine with real-time screening.
GDPR
European data sovereignty. No unaudited sub-processors outside the EEA.
Segregation of funds
Client funds are kept segregated from operational assets at all times.
Our compliance engine analyzes every transaction in milliseconds against more than 60 external data sources, blocking suspicious activity before it affects your business.
99.99%
guaranteed uptime SLA
< 50 ms
AML screening
24/7
active monitoring
Everything you need to know about international payments with Bridflow.
A cross-border corridor connects two different national payment systems. Bridflow accesses each market's local rails (SEPA, ACH, SPEI, PIX) directly, eliminating intermediary correspondent banks that add days of delay and additional 2-5% costs.
The cost is completely transparent: a fixed BaseFee of €0.35 per transaction plus 0.10% on the transferred capital. The exchange rate applied is the mid-market rate with no additional spread. You know the exact cost before executing the movement.
For corridors with SEPA Instant, SPEI and PIX settlement is completed in less than 2.5 seconds. For ACH (USA) the time depends on local banking hours, with Same-Day ACH options available. Statuses are notified via real-time webhook.
The GET /conversions API endpoint calculates in real time the exchange rate, the fee and the amount the recipient will get. There is no need to pre-fund in all currencies: Bridflow manages the conversion with its own liquidity pool.
Yes. Bridflow is a technology and integration layer: it does not provide regulatory licenses nor does it act as a regulated entity. To operate you need to do so under your own licenses or through regulated partners (bank/EMI/PSP) depending on the jurisdiction. We give you the technical infrastructure (API, webhooks, tools) to connect and implement the product.
Yes. We have volume plans with reduced BaseFee starting from €500,000/month transferred. For volumes over €5M/month contact sales to negotiate a customized rate with priority rails unlocked.
Bridflow applies automatic retries with exponential backoff logic. In case of definitive rejection, funds return to the origin account in less than 24h with a detailed event webhook that includes the rejection reason (official bank code).
Ready to operate globally?
Access your free sandbox in minutes or speak with our sales team for a custom plan.